Most Americans don’t have long term care insurance. Accordingly, paying for long term care out of private funds can be a difficult proposition. There are alternatives, however, to qualify under Medicaid, but you will need an attorney to help you navigate the process. Planning early is always the best option.
Filial responsibility laws are on the books in about half the states, including Louisiana. Read this article about the potential of being held responsible, or alternatively, qualifying for Medicaid long-term care.
More Americans are now getting married over the age of 65 than ever before. Even though this may be a second or third marriage for many, caregivers should nevertheless be aware of certain aspects that shouldn’t be ignored amidst all the wedding plans and celebrations.
Did you know someone who is 65 today has a 70 percent chance of needing long-care treatment in the future? Even seniors who have saved up for their waning years can find it a challenge to pay for nursing home costs, especially when relying only on Medicare coverage.
As awareness of dementia has grown, a startling fact has come to light: Nearly half of all older adults — 47% — die with a diagnosis of that condition on their medical record, according to research out of the University of Michigan and published in JAMA Health Forum.
You may have heard the term “community property.” However, do you know exactly what it means or how it could affect you?
Trust funds are an important estate planning tool. They can protect your assets while you’re alive and help ensure that you leave money to your children or other loved ones after you die.
A population-based study in Australia has found that the quality of your neighborhood can be linked to the risk of developing dementia later in life.
In the wake of the coronavirus pandemic, many older adults are more socially isolated than ever—and thus more vulnerable to being financially victimized.
Out of sight, out of mind isn’t just an everyday adage—it’s one of the reasons why people 50 and over fail to write a will, update a previous one, or make other estate planning decisions.
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