Because Medicaid Long-Term Care is a means tested program, making sure that you qualify with a good Elder Law attorney is important. Not all attorneys that claim to be “estate planners” focus on getting you qualified.
In general, estate planning is a practice that requires forward thinking. However, sometimes estate planning must occur in the midst of a crisis.
The three main areas of focus for elder law attorneys include health care, estate and tax planning and guardianship matters.
Staff in nursing homes are being encouraged to learn about the Namaste Care program to enhance the quality of life for residents with dementia.
Can you use a reverse mortgage for long-term care?
Most Americans don’t have long term care insurance, and Medicare will only pay up to 100 days in the nursing home. Unless you want to use your assets – and potentially lose your home – then a good Medicaid long term care plan is a wise decision.
Medicaid Estate Recovery is the process whereby the government “claws back” your home sto seize it that you were originally told was “exempt” when you went into the nursing home. Relying on this “exemption” on your home is never a sure bet. Good planning is necessary.
Controversy regarding the purported link between the use of proton pump inhibitors (PPIs) or histamine H2 receptor antagonists (H2RAs) and risk for dementia continues.
Most Americans don’t have long term care insurance. Accordingly, paying for long term care out of private funds can be a difficult proposition. There are alternatives, however, to qualify under Medicaid, but you will need an attorney to help you navigate the process. Planning early is always the best option.
Filial responsibility laws are on the books in about half the states, including Louisiana. Read this article about the potential of being held responsible, or alternatively, qualifying for Medicaid long-term care.
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